You pay for car insurance for a reason.

If you get in an accident, then you expect to get financial relief from your provider.

Yet, you likely don’t know that insurers only pay for about half of all car accident costs. A whopping 26% gets paid for by crash victims! That’s not a statistic you want to be a part of.

That’s why it’s important to know when to get an attorney for a car accident.

A lawyer can help ensure you don’t bear the brunt of the costs associated with your crash.

Read on to learn when to seek out a lawyer after an accident

When Insurance Companies Won’t Cover Your Losses

After a crash, there are two parties you need to inform right away: the police and your insurance company.

Both parties will immediately begin investigating what happened. While they do, it’s important for you to seek out medical treatment.

Don’t wait around to verify someone else will pay your bill. Otherwise, you might lose the right to seek out compensation for medical expenses.

Sometimes, your claim will go along without any roadblocks. Your provider will pay for your medical bills and property damage. If so, then that’s great!

What happens when your provider disputes your claim, though? Even worse, what if they try to deny your claim altogether?

If you experience push-back from your insurance company, then it’s time to hire a lawyer. The same holds true if it’s the other party’s insurance provider pushing back, too.

When Your Losses Are Life-Altering

Despite all those monthly payments, there are caps to your potential compensation. Your provider may not be able to compensate you when your losses are significant. Life-altering losses include:

  • The death of a loved one
  • Permanent injuries or disfigurement
  • An inability to return to the same line of work
  • Traumatic brain injuries
  • Loss of limbs or mobility
  • PTSD

If you experience these or any other life-altering injury, then you need a lawyer ASAP.

When the Other Party’s Losses Are Significant

Did the other party get a serious injury after the crash? If so, then you may want to consider hiring a lawyer. The other party may attempt to claim you were at-fault and liable for the crash.

When You Want an Expert to Handle Your Claim

Some accidents are straight forward. Others are not.

If you want an expert, like the ones at Sweet Lawyers, to handle your claim, then hire an attorney. Going at a claim on your own could result n you settling for less than you deserve.

It could also cost you more time and money than you’re willing to spend.

When to Get an Attorney for a Car Accident

Are you still wondering when to get an attorney for a car accident? When your situation fits the above circumstances, the answer is NOW.

If you’re still unsure, then it may be best to seek out a free consultation with a lawyer. An attorney will help you determine whether a lawsuit is worth pursuing.

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