According to some research, about 84% of survey responders said that they used a mobile payment within the last year.

If you want to join that percentage of people who make mobile payments, you might wonder what the best mobile payment apps are.

Thankfully, we have the best guide for you, so make sure you keep reading!

1. PayPal

mobile PayPal

PayPal has been around for a few years, and they recently launched an app for your phone as well. You can either pay with your cryptocurrency, or you can add your card and have a safe way to make purchases without sharing your credit card information with every vendor.

If you get paid (or pay people) through PayPal, have you used the PayStub maker?

2. Apple Pay

If you have an iPhone, Apple Pay might be the best option for you. However, it’s only for Apple. It’s very simple and easy to use, and you can add as many credit cards to the account that you want.

It’s built into your phone and also secured as well because you’ll need to use two-factor authentication. You can also use it in iMessage as well.

If you don’t happen to have your phone with you, you can also add your cards to your Apple Watch.

3. Venmo


Venmo is great because you can download it on any smartphone. It’s an easy way to split the bills with your family and friends. If someone still hasn’t paid you back, you can even send them a charge that they have to fulfill.

However, if you do try to send money with a credit card, you will have to deal with a 3% fee. Also keep in mind that unless you set your transactions as private, then anyone will be able to see your transactions.

4. Circle Pay

Circle Pay lets you send money to people who are in other countries, and you can send foreign currencies as well.

You can only send $400 within seven days unless you provide more information to verify it’s not a scam.

You don’t have to pay any fees to send money, but your bank may charge you.

5. Google Pay

Google Pay works best on Android phones, and it’s often preloaded on them.

You can use this at most retail stores, and even online services accept it as well. It’s very secure because the actual card number isn’t set, so you have a layer of privacy.

You can also connect it to your PayPal account and add most of the major credit cards onto the app.

Discover More of the Best Mobile Payment Apps

Discover More of the Best Mobile Payment Apps

These are only a few of the best mobile payment apps out there, but there are many more of them.

We know that trying to keep up with the latest payment technology can be stressful, but we’re here to help you out.

If you enjoyed this article, make sure that you explore our website to find more articles just like this one.

You May Also Like
RAPAEL Smart Glove
Read More

How NEOFECT Created a Smart Glove (Robotic Arm) That Uses Online Gaming for Rehabilitation

Wearable technology keeps evolving. And it is transforming the way we experience the world. Watches, eyeglasses, rings, bracelets and even smart home devices like the thermostat are changing how we consumer information, monitor our health and use home products. Smart technology has a significant role to play in how people will live in the future.

NEOFECT wants to change how to aid rehabilitation and the provision of clinicial real-time patient data. In an interview with  Scott Kim, Neofect’s co-founder and CEO of the US office, he spoke to us about how he started NEOFECT, the company’s success factors and challenges they have faced in their bid to change physical therapy using online gaming.

Brief summary about your startup

Established in 2010, NEOFECT is a mobile health startup with a vision to deliver an affordable and effective at-home system to aid neuro patients with central nervous system disorders such as a stroke.

Its first product, RAPAEL Smart Glove, combines a wearable device, virtual reality and gamification for rehab exercise, while its software analyzes the data from built-in sensors and provides training tasks based on the patient’s activity level.

The device has been successfully employed by a number of major hospitals in South Korea since December of 2014, and approved for use in the US and Europe. NEOFECT has offices in S. Korea, San Francisco, and Poland.

Why and how it was started

The President of NEOFECT, Ho-Young Ban, experienced first-hand the difficulties faced by stroke patients and their families when his father and two uncles fell victims of stroke.

Although his uncles were fortunate to survive, they had to turn down the rehab therapy because of the costs involved. So, when his friend Young Choi came up with an idea of Rapael, Ban could not resist.

Soon after, their classmate from the University of Virginia’s Darden MBA program Scott Kim joined the team to launch the US operations.

Kim was born with spinal bifida and went through a surgery and a long rehabilitation process, so he immediately recognized the opportunity and became a co-founder and the CEO of the Neofect’s US office.

What has been the biggest success factors

Personal motivation of the founders combined with the latest, most advanced smart technologies have become the major engines behind the company’s success.

– Gamification, which motivates a patient throughout the rehab process. It helps to induce neuroplasticity for hand function of a patient with a brain damage.

Various rehab games are updated monthly and each game targets specific movements such as squeezing the orange for finger flexion/extension and pouring wine for forearm pronation/supination, for example.

– Artificial Intelligence: the software analyzes data from the glove’s sensors and provides training tasks based on the patient’s activity level. The algorithm is designed to enhance learning multiple functions by offering an optimal task at a proper level of difficulty.

– Wearable Device: RAPAEL Smart Glove is a wearable bio-feedback training gadget. Lightweight and designed to fit different hand sizes, it uses the Bluetooth technology to collect the patient’s data.

What are the biggest challenges you have faced launching and running the company?

The biggest challenge was the product’s concept itself. Many people believed that Rapael could be a threat to the therapists. Fortunately, after we launched the program in several hospitals, we’ve been able to prove that our device is designed with the doctors’ and patient’s needs in mind and helps them make the rehabilitation process more efficient.

Which do you think is most important: the right market, the right product, or the right team?

This sounds like a cliché, but the right team is easily the answer to me. With the right people, you can make necessary adjustments based on new information to make sure there is a product-market fit.

My previous job was to lead a team to make mobile apps – without any exception, all great apps loved by users were made by great teams.

Final words for those chasing the startup dream

Never underestimate the importance of execution. Many people waste their time just to validate what they think or others think, or even just to finish the conceptualization.

However, you should “fail fast” in order concentrate your efforts on building a product which has a market demand, and of course, to save time and money as well.

Plus, you should fail while you are small rather than big, if you’re meant to face it. The earlier you do the reality check, the faster you can reach your goal, although it might cost you a couple of failures at the beginning.

This entry passed through the Full-Text RSS service - if this is your content and you're reading it on someone else's site, please read the FAQ at