You forgot to bring it with you.

Once you realize your mistake, you’re finding it difficult to breathe. You feel anxious and upset. Your world will not be alright again until you have it safely in your hands. You feel lost, disconnected without it’s familiar, reassuring presence.

What are we talking about?

Your cell phone, of course.

You may not like to admit how accurate this is. But don’t worry, you’re not the only one. Folks are getting more and more dependent on their phones every day.

In fact, 80% of people who own a smartphone check their phone within 15 minutes of waking up. That makes sense, right? A lot could have happened in the world while you were asleep.

It’s not debatable that you need to stay connected. What is debatable is how you do it. Cell phone companies offer a few different types of plans to accommodate their customers.

One of these options is SIM only plans. Let’s take a look at what this type of cell phone plan is and the pros and cons of it.

What Are SIM Only Plans?

You may be familiar with contract cell phones plans. These usually come with a cell phone, a bundle of minutes, messaging, and data, and a monthly bill.

You may also be aware of pay-as-you-go type prepaid plans. You pay for how much you need and that’s about it. This can be a great option when you don’t use your phone often.

SIM only plans are kind of in the middle. You don’t get a phone with your plan, but you do get a bundle of minutes, messaging, and data. That way you don’t have to worry about running out like on a pay-as-you-go plan.

You usually sign a contract, but often it is much shorter. Most SIM only plans will offer contracts as short as one month and you can cancel with a month’s notice. That’s handy for those with commitment issues.

A typical cell phone contract is for two years and you face heavy fees and penalties if you want to cancel early. This is because they gave you a ‘free’ phone when you signed up for your plan.

It makes sense that they have to get their money back somehow.

SIM only plans don’t have the hefty penalties because the provider isn’t worried about getting their investment back in that case.

Now that you have an idea of what SIM only plans are, let’s look at some pros and cons. Then you can decide if it might be a good cell phone plan for you.


There’s a lot to like about SIM only plans. Let’s look at some of the pros.


One of the biggest benefits of SIM only plans is the flexibility they offer. You’re not locked into a long contract. That way if your plans change, so can your cell phone plan and you won’t have to sell your first-born child to do it.

This is useful in many situations. You might move to an area where a different provider offers better coverage. Your job situation could change and a different cell phone plan would better suit your new financial situation.

These plans are also great if you go on an extended international trip. You can stop paying the bill at home.

When you get to your destination country you can swap out the SIM for a local card. This is typically cheaper and you’ll get better coverage than using an international plan.

The possibilities are endless!

Costs Less

The monthly cost of SIM only plans tend to be cheaper for the same size bundles. This is because you’re not paying off that ‘free’ phone you get when you sign up for 2 years.

This isn’t always the case, though. You still have to drop money on a phone at some point.

But, if you already have a phone or find a good deal on one, this can be a great way to save on your monthly bills.

Credit Checks

Providers that offer SIM only plans often will still require a credit check. But their checks are much less extensive and you have to meet fewer requirements than if you were signing up for a 2-year contract. The risk on their side is less, so they don’t have to be as picky.

This is great for you if you don’t have a stellar credit score. Or you may simply not want to involve your credit history too much.

Don’t Have to Change Phones

You may already have a phone that you know how to use and love. But if you need to switch providers, or even renew a contract, you often have to pick a new phone to go with it.

But you may not want to give up your current phone. You know it’s quirks and you have an awesome cell phone case and other accessories for it and everything.

You can choose a SIM only plan instead. You can stick with the same phone that you already love. All you have to do is pop in a new SIM card and start paying your new (often lower) monthly rate. You can use that phone as long as you want, nobody will tell you that you have to upgrade.

Allows You to Shop Around

What if you can’t decide which company offers the best service for you? Trying out the SIM only plans of several providers is a savvy way to compare companies.

Sign up for a month with each company and see how it goes. Then, you can stick with the one that offers you the best service and coverage.

No more wondering if there’s a better deal out there. Or if another company offers better coverage in your area. Now you’ll know for certain that you have the best cell phone service you can get!

Click here for more info on what SIM only plans can offer you. This is a great tool for picking out the options that are important to you and finding a plan that fits.


There are lots of good things about SIM only plans, but it isn’t all rainbows and unicorns. There are a few cons to the plans as well. Let’s look at a few.

No ‘Free’ Phones

One of the benefits of signing up for a 2-year contract is that you get a ‘free’ phone with the plan. Now, we all realize that the phone isn’t actually free. The company is making their money back by offering the plan at a higher monthly payment.

Regardless, if you don’t have the cash to drop on a new phone, this is a great way to spread out the cost. You can often afford a fancier phone using this method, and you do get something of a discount off the full price of the phone.

With the money you have left over you could buy some cool phone accessories.

SIM only plans don’t offer this convenience. You either have to already have a phone or you’ll have to buy one. If you want to get the latest one with all the best features, you’ll be paying a pretty penny for it.

Another thing to keep in mind is that some phones are ‘locked’. This means that you can’t just swap out the SIM and start your new plan. You may have to pay a fee to unlock your phone so that it is no longer tied to a specific provider.


Many traditional contract plans will offer insurance on the phone they include with your plan. Of course, you’ll have to pay a higher monthly payment but it can give you peace of mind.

Phones are expensive and arguably a necessary part of life. It’s nice knowing that you’re covered if something happens to it.

When you buy your own phone for a SIM only plan, obviously the carrier won’t be offering any insurance.

You can find insurance through a third-party provider if you really want it. But it’s a bit more complicated and you end up with a separate monthly bill that you have to remember to pay.

Choose the Right Plan for You

There isn’t any one-size-fits-all cell phone plan. Everybody has different wants and needs when it comes to their cell phone bills.

The great thing is that providers offer a range of choices that consumers can pick from. It’s merely a matter of finding the right fit for you.

We hope this post has been helpful for you to determine if a SIM only plan would work best for you.

For more insightful information about new developments in technology be sure to keep an eye on our tech page. We’re always adding exciting new information about what’s happening in the wonderful world of technology.

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