More than 55 million people are enrolled in Medicare. This national social insurance program has been offering health care benefits to those 65 years old and above since 1966.

Medicare benefits are categorized into four parts – A, B, C, and D. For medical coverage, you’ll need to opt for parts A and B. Together, they’re known as Original Medicare. In this case, Medicare will cover up to 80 percent of the cost of your medical bed.

In this post, we’ll cover more about Medicare coverage for hospital beds. Read on to learn more.

Understand Durable Medical Equipment

According to Medicare, durable medical equipment (DME) is any equipment that provides therapeutic benefits to a patient. The equipment is usually prescribed by a doctor for the patient to use at home.

As such, a bed is considered a DME, and only a doctor can prescribe one for a patient. In this case, you may need to buy or rent the equipment. Ths program allows you to choose whether to buy or rent.

So, if you want medical beds for larger persons, it helps to learn more about DMEs covered by Medicare. This is important especially when you want DME for traveling or home use.

Are All Enrollees Covered?

As noted before, DME is only accessible to patients enrolled in part B. Plus, the program will only cover the bed if your DME supplier and doctors are enrolled in Medicare.

There are strict requirements that DME suppliers and doctors must meet. Also, they must be willing to stay in the program. If they aren’t enrolled, any claims they submit won’t be paid by Medicare.

As such, before you get any DME, be sure to ask your doctor and supplier if they’re in the program. Keep in mind that there are suppliers who enrolled but they’re not participating in Medicare. In this case, the may choose not to supply the bed.

When Does Medicare Cover Beds

There are specific cases under which your Medicare plan covers your medical bed for home use.

You must have a condition that needs precise body positioning. This means that it’s only in that position that you can relieve pain or prevent a respiratory condition. Typically, the hospital bed should prevent something that an ordinary bed can cause or worsen.

Also, you must have a medical problem that needs special attachments. This can be traction equipment or other tools that can’t be affixed to an ordinary bed. Also, Medicare may pay for additional bed attachments that are necessary for treating your condition.

Bear in mind that Part A covers the bed if you’re an inpatient or in a skilled nursing facility (SNF).

The Cost of Buying or Renting a Bed

As noted before, your part B plan covers 80 percent of the medical bed’s costs. This is applicable only after you’ve met your Part B deductible. The overall cost usually ranges from $500 to $5,000. Your specific cost will depend on the size and features of the bed.

Typically, you have to pay 20 percent of the approved amount when renting or buying a bed. If you have supplemental health insurance, you can cut yours out of pocket costs.

Keep in mind that you can only enjoy reduced cost if your supplier accepts the assignment. A hospital bed is usually in the capped rental category. In this case, you can rent the bed first and choose to buy it after ten months. Medicare usually makes a 10-monthly rental payment.

Your supplier will send you a letter of the purchase option. You’ll have 30 days to respond. If you want to buy the bed, Medicare will make three payments, and you get the bed. You’ll be responsible for maintaining the bed, but Medicare will also cover some of the maintenance costs.

If you’re not interested in buying, Medicare will make more 15 payments. Under the current Medicare rules, you can own the bed after renting for 13 months.

Understanding Grandfathered Supplier

A grandfathered supplier is simply a supplier that doesn’t get Medicare contracts. In this case, the supplier must be “grandfathered” if they wish to continue renting the medical bed to you.

This is usually the case for those patients that were renting beds before the program started. However, if you choose to rent a bed from a grandfathered supplier after the start of the program, Medicare won’t cover the costs.

In some cases, your supplier may decide not to become a grandfathered supplier. Here, you can choose to continue using the supplier and pay all the costs. Or, you can switch to a Medicare contract supplier. The supplier will notify you and pick up the bed from your home before the program starts.

Your supplier must notify you within 30 days before the start of the program. If you switch a supplier, the old supplier must work with the current one to ensure there is no break in service.

Competitive Bidding Program

Certain areas are subject to Medicare’s Competitive Bidding Program. In this case, if you live or visit the competitive bidding areas, suppliers must bid to provide the medical bed.

Medicare reviews all the bids and uses them to determine the amount for the bed. During the review, all the suppliers are evaluated to ensure they meet all the requirements. They must meet the quality, financial, eligibility, and accreditation standards.

If you live in these areas and you have Original Medicare, the Competitive Bidding Program requires you to get the bed from a contract supplier. The good thing is that the program doesn’t limit your choice of the doctors.

Keep in mind that the bidding program only applies to enrollees of Original Medicare (Parts A and B).

Medical Bed – Final Thoughts

If your condition requires a bed and you’re covered by Medicare, it helps to understand all the requirements. The most important is that you’re an enrollee of Original Medicare. Plus, you must work with doctors and suppliers who are participating in the program.

Be sure to contact a Medicare administrative contractor in your state. They can help with bills for DMEs, and they’ll also give you a list of approved suppliers of beds.

If you have any thoughts about a medical bed, be sure to share them with us in the comments.

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If You Want to be as Great as Bill Gates, Steve Jobs, Elon Musk or Sir Richard Branson, Read This

Success, real insane success is a marathon. Oh, and there are no shortcuts. You can’t spring your way to greatness. It takes times, a very long time.

Here is Richard Branson’s business timeline – his business ventures from the 1960s to today. It’s a very long list. It will give you an idea of what it took him to get to now.

These are two of the most upvoted responses on Quora to this question: “How can I be as great as Bill Gates, Steve Jobs, Elon Musk or Sir Richard Branson?

1. Justine Musk, Canadian author, and the first wife of Elon Musk

Extreme success results from an extreme personality and comes at the cost of many other things. Extreme success is different from what I suppose you could just consider ‘success’, so know that you don’t have to be Richard or Elon to be affluent and accomplished and maintain a great lifestyle.

Your odds of happiness are better that way. But if you’re extreme, you must be what you are, which means that happiness is more or less beside the point. These people tend to be freaks and misfits who were forced to experience the world in an unusually challenging way.

They developed strategies to survive, and as they grow older they find ways to apply these strategies to other things, and create for themselves a distinct and powerful advantage.

They don’t think the way other people think. They see things from angles that unlock new ideas and insights. Other people consider them to be somewhat insane.

Be obsessed.

Be obsessed.

Be obsessed.

If you’re not obsessed, then stop what you’re doing and find whatever does obsess you. It helps to have an ego, but you must be in service to something bigger if you are to inspire the people you need to help you  (and make no mistake, you will need them).

That ‘something bigger’ prevents you from going off into the ether when people flock round you and tell you how fabulous you are when you aren’t and how great your stuff is when it isn’t. Don’t pursue something because you “want to be great”.

Pursue something because it fascinates you, because the pursuit itself engages and compels you. Extreme people combine brilliance and talent with an *insane* work ethic, so if the work itself doesn’t drive you, you will burn out or fall by the wayside or your extreme competitors will crush you and make you cry.

Follow your obsessions until a problem starts to emerge, a big meaty challenging problem that impacts as many people as possible, that you feel hellbent to solve or die trying.

It might take years to find that problem, because you have to explore different bodies of knowledge, collect the dots and then connect and complete them.

It helps to have superhuman energy and stamina. If you are not blessed with godlike genetics, then make it a point to get into the best shape possible.

There will be jet lag, mental fatigue, bouts of hard partying, loneliness, pointless meetings, major setbacks, family drama, issues with the Significant Other you rarely see, dark nights of the soul, people who bore and annoy you, little sleep, less sleep than that. Keep your body sharp to keep your mind sharp. It pays off.

Learn to handle a level of stress that would break most people.

Don’t follow a pre-existing path, and don’t look to imitate your role models. There is no “next step”. Extreme success is not like other kinds of success; what has worked for someone else, probably won’t work for you.

They are individuals with bold points of view who exploit their very particular set of unique and particular strengths. They are unconventional, and one reason they become the entrepreneurs they become is because they can’t or don’t or won’t fit into the structures and routines of corporate life.

They are dyslexic, they are autistic, they have ADD, they are square pegs in round holes, they piss people off, get into arguments, rock the boat, laugh in the face of paperwork.

But they transform weaknesses in ways that create added advantage — the strategies I mentioned earlier — and seek partnerships with people who excel in the areas where they have no talent whatsoever.

They do not fear failure — or they do, but they move ahead anyway. They will experience heroic, spectacular, humiliating, very public failure but find a way to reframe until it isn’t failure at all.

When they fail in ways that other people won’t, they learn things that other people don’t and never will. They have incredible grit and resilience.

They are unlikely to be reading stuff like this. (This is *not* to slam or criticize people who do; I love to read this stuff myself.) They are more likely to go straight to a book: perhaps a biography of Alexander the Great or Catherine the Great* or someone else they consider Great.

Surfing the ‘Net is a deadly timesuck, and given what they know their time is worth — even back in the day when technically it was not worth that — they can’t afford it.

I could go on, it’s a fascinating subject, but you get the idea. I wish you luck and strength and perhaps a stiff drink should you need it.

2. Michael Simmons, Co-Founder, Empact & Award-Winning Entrepreneur

Most of these people have focused on individual traits such as hard work, deliberate practice, etc.. But when we look in the real world, we see that individual traits aren’t the whole story.

There are so many people who work extremely hard, have great ideas, plan out big things and so forth, yet they are not nearly as successful as these four legends.

I myself am an entrepreneur. I have been since the age of 16. Recently though, I had the same underlying question you had.

Because of that, I went out searching for the answer.

Through my interviews I do for Forbes, I recently came across the field of network science. This field has studied how people become successful from a completely different angle. They’ve found that how we build our network may be the best predictor of success.

Since then, I have interviewed many of the world’s top network scientists on a quest to understand how networks create competitive advantage in business and careers.

Out of the four legends that have been mentioned, I feel that the best person to showcase as a prime example of how networks impact success is  Steve Jobs.

Since then, books have been written and movies have been made.

Each has celebrated his legacy and aimed to share the secrets he used to build the largest company in the world; things like attention to detail, attracting world-class talent and holding them to high standards.

We think we understand what caused his success.

We don’t.

We dismiss usable principles of success by labeling them as personality quirks.

What’s often missed is the paradoxical interplay of two of his seemingly opposite qualities;

  1. Maniacal focus
  2. Insatiable curiosity

These weren’t just two random strengths. They may have been his most important as they helped lead to everything else.

Jobs’ curiosity fueled his passion and provided him with access to unique insights, skills, values, and world-class people who complemented his own skillset. Job’s focus brought those to bear in the world of personal electronics.

I don’t just say this as someone who has devoured practically every article, interview, and book featuring him.

I say this as someone who has been monomaniacal in the study and research of what the underlying key components are that create career success.

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