Are you enrolling in a drug rehab program and seeking to have insurance cover the cost?
The American Medical Association recognizes addiction as a disease. But, that doesn’t necessarily mean that your insurance program will cover the full extent of your costs.
Does insurance cover rehab?
You need to look closely at your policy and speak to an agent to find out what your insurance is willing to cover and what it will not.
Read on to learn what know about insurance and drug rehab!
Inpatient vs. Outpatient Care
One important consideration for the extent of potential health insurance coverage is what sort of care you are receiving.
Typically, the cost of rehab is more expensive for inpatient programs than for outpatient programs.
That’s because when you are enrolled in an inpatient program, you are living there for a specific period of time and under 24-hour care of the professionals at that facility.
The nature of this care causes it to be much more expensive than outpatient programs. The costs of a program vary a lot depending on the features, location, and the length of time.
But generally speaking, an inpatient program can cost around $10,000 to $20,000, while outpatient can range from $2,000 to $7,000.
You can learn more about a program and insurance coverage issues by visiting its website.
Insurance May Impact Your Decision
There is no way around the fact that going to drug rehab can be an expensive undertaking. This is true whether you are going to a short outpatient program or a longer inpatient program.
Your insurance may be willing to cover a portion of these costs, but the balance you are on the hook for may weigh on your decision to go altogether.
For example, you may be considering an inpatient program until you learn that your insurance won’t cover much of the cost.
The insurance coverage for these programs varies by plan and by state. This means you should take the time to learn about your policy and what may or may not be covered.
That way you are making the best decision for your mental, physical, and financial well-being.
Wrapping Up: Does Insurance Cover Rehab?
The decision to enter drug rehab is an important one on the road to sobriety.
But you also want to make a decision that will positively impact your health while also not putting you into an insurmountable financial hole.
Ultimately, your decision may boil down to one question: Does insurance cover rehab?
Drug rehab may be covered by your insurance – in part or in whole. But you will not know for sure until you review your policy.
Even then, your policy may be hard to decipher and understand. If that’s the case for you, consider reaching out to an insurance agent to ask them to explain your options.
Are you looking for a free way to feel better about yourself and improve your health? You might also want to check out the drug rehab centers in Washington state. Most of these facilities are willing to work with your insurance provider.
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