How does a keylogger work?

The supposedly big hurdle for hackers when accessing accounts such as Email, Facebook, online banking and so on is the password. However, the password for digital burglars seems to be no big deal anymore. Passwords can be spied out via so-called keyloggers. A keylogger is a software that records the keystrokes and thus the string of the password.

Beware of keyloggers: This is how hackers crack your account

The keylogging software is installed on the PC that the attacker wants to spy on. Frequently, keyloggers are also manually installed by people from the inner circle of the victim with the intent of a secret surveillance.

The Keystrokes can be sent to the hacker online for example via Email. When the sent protocol is evaluated, sensitive data and passwords from platforms, banking software or e-mail accounts get into the hacker’s hands.

Keylogger – what is forbidden?

The software itself is not prohibited. A user can easily download a keylogger program. However, you come in conflict with the law when the software is installed on the computer without the knowledge and consent of the PC user to perform a covert spying.

A very popular keylogger program is the the software called “Wolfeye Keylogger”. In addition to recording keystrokes, the program has functions to record the screen of the PC user.

The illegal application is not a problem for data thieves. Therefore, on the official website of the Wolfeye Keylogger, the manufacturer expressly points out that the use on other computers without the consent of the owner is prohibited: www.wolfeye.us

Beware of keyloggers This is how hackers crack your account

Protection against keyloggers:

But how can a user protect himself from a keylogging program on the computer? As so often recommended, the use of a current antivirus tool is a must. Unfortunately, hackers also find backdoors here and manage to install the keylogging software on the computer despite virus scanners. The program code for the spy software may creep in unnoticed. The aforementioned Wolfeye Keylogger for example can be declared as an exception in the settings of the antivirus software and consequently no warning message is given during installation.

Password managers provide more security

Remedy could be a password manager. When using a suitable password manager, it is no longer necessary for the user to enter the password via the keyboard. The software recognizes which program or internet portal is being called up and automatically fills in the user name together with the password in the login window. This process cannot be detected by a keylogger.

Even if a password manager provides a little more security, the user should always create different passwords, so that in case of theft the hacker does not get to all accounts. In addition, a firewall can detect suspicious processes in the background that are displayed to the user.

Absolutely guaranteed security does not exist, even if very complex passwords are used together with a password manager. A procedure that is supposed to provide further security has proved its worth: the so-called two-factor authentication.

The two-factor authentication:

In this technique, the password (the 1st factor) is combined with a numerical code (the 2nd factor). The second factor, the code, is sent via SMS to the user’s mobile phone, for example. In order to perform a successful login, the first hurdle is to enter the complex password and the second hurdle, a code via SMS. This produces a very high level of security. Unfortunately, this methodology could not really prevail among the users. CMS such as WordPress, Drupal or Typo3 provide webmasters with plugins and modules to install two-factor authentication on the website.

Software producers strive to protect access with biometric data. Known among other things is the fingerprint with which a smartphone can be unlocked. Also on the face recognition is filed. Windows 10 already provides authentication of the face via the webcam with the software “Hello”.

Conclusion:

Users can be more secure when using their computer by:

  • complex passwords
  • Use of a password manager
  • Installing anti-virus software
  • Run a firewall
  • Use of two-factor authentication
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3 IPOs to Watch in 2016

Whether you are curious about stock or any other form of financial trading or simply enjoy seeing a success of the startups – IPOs are a great to watch. Not only you get to learn how undervalued or overpriced a certain company was, but you also get to see a rapid development a company can achieve with the funds it raised.

We are entering the middle of 2016 and so far there has not been too many interesting IPOs. When looking at the financial industry, it is possible to highlight the listing of the largest Dutch bank – ABN Amro. Next to this, a few ECN currency brokers flipped an IPO this year.

X-Trade Brokers, just got listed roughly a month ago, which signified the largest initial public offering in Poland during the last 365 days. Also, a leading UK brokerage, CMC Markets, started listing its stocks in February this year. Nevertheless, this IPOs weren’t too exciting. There is much more to expect in the coming month from the tech sector.

The most promising

Airbnb, a company that lets everyone lend their house, flat or a room is expected to start issuing stocks this year and this is certainly the most interesting IPO to keep your eyes on. The reason for this is very simple – apart from nearly $25Bn valuation, Airbnb actually generates some significant revenues.

What also tells us that this IPO will be a successful one is the lack of legal issues behind the business processes. Even though some laws in Germany were prohibiting the usage of such peer-to-peer services, the whole legal framework behind Airbnb is rather favourable. In addition to this, there is quite a strong support for the shared economy nowadays and, hence, this company might be seen as the safe-haven investment.

The most interesting

Do you remember last time you used a landline for calling? Well, thanks to this company, quite soon you might not remember last time you ordered a taxi. Yes, you got it right, we are talking about Uber. Even though there is no certainty whether Uber will flip an IPO this year, it is quite probable.

What makes this IPO the most interesting one? The whole legal situation behind Uber. Clients love it for its pricing and simplicity. Taxi companies hate it. Without a doubt Uber is a successful company, yet its operations strongly depend on the legal decisions of the local authorities.

While strikes against Uber happen frequently, those are the local regulators that will have a final word in determining Uber’s success in terms of market coverage and, hence, revenues.

The most amusing

Without a doubt previous two companies are here to stay. Both of them offer quite an advanced technology that simplifies people’s lives and provide cost benefits. However, there is another company that looks for an IPO this year, and many investors are laughing about it.

We are talking about Snapchat, the company that allows millennials communicating with each other, sticking funny noses on their selfies, the company that struggles to produce hardly any revenues.

While some investors laugh about this IPO, others see it as a great opportunity. Snapchat may not look like a goldmine, but it certainly has some potential. The main question is whether investors will be patient enough to see Snapchat implementing powerful advertising solutions while sustaining the growth of its user base.

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