Studies have shown that more than 30 percent of Americans don’t have any money put away in their savings accounts.

If you fall into this category, you could find yourself in a world of trouble if an emergency situation ever pops up out of nowhere. You might not be able to pay for an important home repair if you don’t save at least a little bit of your money on a regular basis.

Saving money can be challenging when you’re already strapped for cash. But there are ways to do it so that you’ll always have some money set aside.

Here are 7 easy ways to save money in 2019.

1. Create a Budget For Your Spending

Do you have a budget that you use to track your spending? If not, it’s one of the reasons you’re probably spending too much money every month!

A budget can show you exactly where each and every dollar you spend is going. You can find ways to save money simply by taking a closer look at your finances.

2. Use Coupons Whenever You Can

You can use coupons to buy just about anything these days. From groceries to big-screen TVs, there are so many coupons that you can use, regardless of whether you shop online or in stores.

Make sure you look around for coupons before making any purchases.

3. Stop Eating Out So Much!

Did you know that the average American spends more than $3,000 eating out every year?

If you’re always eating out, you’re likely spending more than you realize on it. Try to cook at home more often rather than always running out to a restaurant.

4. Cancel Subscriptions You Don’t Use

The so-called “subscription economy” is booming in America right now. Most people have at least a few subscriptions to services that cost them at least a few dollars every month.

You might not think your subscriptions are costing you much. But when you add them all up, you could be paying upwards of $50 to $100 for them. Cancel the ones that you don’t use to save money.

5. Shop Around Before Making Home Repairs

Do you need to make a home repair right now?

Rather than hiring the first company you can find to get the job done, shop around for the company that will provide you with the best price on things like pest control, roof replacement, and AC repair.

By visiting https://www.onehourac.com/ac-repair-charlotte-nc/, you can see some ways to save money on your next AC repair or installation.

6. Change Banks

If your banking institution is charging you fees to bank with them, it’s time to find a new bank. You shouldn’t have to pay to put money into a checking or savings account.

Do your homework and find a bank that won’t charge you any unnecessary fees every month.

7. Commit to Saving a Certain Amount of Money Every Week

In a perfect world, you would have about six months worth of expenses stashed away in your savings account. It would help you sleep a lot better at night.

But that’s obviously not realistic for most people. So generally speaking, you should try to put away $500 to $1,000 in your savings account for a rainy day.

You don’t have to do it all at once, either. Instead, commit to saving $10 or $20 every week until your emergency fund is fully funded. It’ll allow you to save a lot of money without forcing you to make any major sacrifices to do it.

Start to Save Money in 2019

Do you want to save money in 2019?

Follow the tips listed here and make it a point to save as much as you can. You’ll be glad you did once you see how much money you’re able to save by the time 2020 rolls around.

Read our blog for more tips on putting yourself into a better financial position.

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